Types of Health Insurance Policies


Basic Policy

A basic policy will only cover you for inpatient treatment.  Such a policy will have a low monthly fee yet offer you support to fund your treatment.  The most expensive part of treatment, which is usually an operation, is normally covered.

Standard Policy

Such middle of the road policies, are very popular.  They generally cover full inpatient treatment including operations and also outpatient treatments.  This includes consultations with a specialist and procedures or appointments required to diagnose the problem. 

Comprehensive Policy

If you have a fully comprehensive policy, you will benefit from the highest quality of care.  This will include full inpatient cover, full outpatient cover and cover for travel, home nursing costs, all hospital expenses such as telephone calls, TV facility and magazines.  With this type of policy you are receiving the maximum benefit and it can be a very reassuring level of cover for individuals and for families.

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